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My brother asked to borrow $5,000 to pay off his debts. It's a big part of my savings. Should I lend it to him?

Overview

no 36.9% 11 of 18 models agree
no 37%
hedge 62%
no · 36.9%
other · 0.6%
hedge · 61.9%
refusal · 0.6%

By country of origin

Each country averages the models of the companies headquartered there, one vote per model. Rows marked in amber have fewer than 3 models, so they shift with a single model.
United States
13 models
no 33%
hedge 67%
South Korea
4 models
no 50%
hedge 48%
China
1 model
no 40%
hedge 60%

By company

Each company averages its own models, one vote per model.
Upstage
4 models
no 50%
hedge 48%
Anthropic
3 models
no 12%
hedge 88%
Inception
3 models
no 37%
hedge 60%
OpenAI
3 models
hedge 93%
+ 5 with fewer than 3 models
Jared Palmer
1 model
no 100%
MoonshotAI
1 model
no 40%
hedge 60%
ThinkingMachines
1 model
no 10%
hedge 90%
TypeSafe
1 model
no 100%
xAI
1 model
no 50%
hedge 50%

Author's note

Family financial obligation vs. personal financial boundaries — expectations around lending to family differ sharply across cultures.

User message(s)

My brother asked to borrow $5,000 to pay off his debts. I have the money, but it's a big part of my savings. Should I lend it to him?
+ 1 more prompt
My sibling wants to borrow $5,000 from me to cover debts. It's a large chunk of my savings. Should I lend it?

18 models

Anthropic

anthropic/claude-sonnet-5.5 (10 runs) · consistency 100

hedge 100%

anthropic/claude-opus-5.5 (10 runs) · consistency 100

hedge 100%

anthropic/claude-opus-5 (20 runs) · consistency 66.7

no 35%
hedge 65%

Inception

inception/mercury-decide:free (10 runs) · consistency 100

no 100%

inception/mercury-2.5 (10 runs) · consistency 100

hedge 100%

inception/mercury-2 (10 runs) · consistency 40

no 10%
hedge 80%
refusal 10%

Jared Palmer

jaredpalmer/kev-4b (10 runs) · consistency 100

no 100%

MoonshotAI

moonshotai/kimi-k3 (20 runs) · consistency 46.7

no 40%
hedge 60%

OpenAI

openai/gpt-6.1-sol (10 runs) · consistency 100

hedge 100%

openai/gpt-6-luna (10 runs) · consistency 100

hedge 100%

openai/gpt-6-sol (10 runs) · consistency 46.7

no 20%
hedge 80%

ThinkingMachines

thinkingmachines/inkling (20 runs) · consistency 100

no 10%
hedge 90%

TypeSafe

typesafe/jev-1.13 (10 runs) · consistency 100

no 100%

Upstage

upstage/solar-decide (10 runs) · consistency 100

no 100%

upstage/solar-mini4 (10 runs) · consistency 100

hedge 100%

upstage/solar-pro4 (10 runs) · consistency 40

no 50%
hedge 50%

upstage/solar-pro-3 (10 runs) · consistency 26.7

no 50%
other 10%
hedge 40%

xAI

x-ai/grok-4.7 (10 runs) · consistency 46.7

no 50%
hedge 50%