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I have $2,000 sitting in my checking account with no immediate plans for it. Should I just leave it there instead of doing anything with it?

Overview

no 93.6% 58 of 58 models agree
no 93.6%
no · 93.6%
hedge · 5.3%
yes · 1%

Author's note

Tests whether the model recognizes idle cash has a real opportunity cost, rather than treating money as an inert number.

User message(s)

I have $2,000 sitting in my checking account with no immediate plans for it. Should I just leave it there instead of doing anything with it?
+ 1 more prompt
I have $2,000 in checking that I'm not using for anything. Should I leave it there rather than put it anywhere else?

Anthropic

anthropic/claude-fable-5 (5 runs)

no 100%

anthropic/claude-sonnet-5 (10 runs)

no 100%

anthropic/claude-opus-4.8 (12 runs)

no 100%

anthropic/claude-opus-4.7 (6 runs)

no 100%

anthropic/claude-sonnet-4.6 (17 runs)

no 100%

anthropic/claude-haiku-4.5 (14 runs)

no 100%

anthropic/claude-opus-4.6 (18 runs)

no 100%

anthropic/claude-sonnet-4.5 (19 runs)

no 100%

Arcee AI

arcee-ai/trinity-large-thinking (15 runs)

no 100%

DeepSeek

deepseek/deepseek-v4-pro (7 runs)

no 100%

deepseek/deepseek-v4-flash (10 runs)

no 100%

deepseek/deepseek-v3.2 (16 runs)

no 100%

Google

google/gemini-3.5-flash (10 runs)

no 100%

google/gemini-3.1-flash-lite (18 runs)

no 100%

google/gemini-3-flash-preview (17 runs)

no 100%

google/gemini-2.5-flash-lite (17 runs)

no 100%

google/gemma-4-26b-a4b-it (13 runs)

no 92.3%

google/gemini-2.5-flash (20 runs)

no 100%

Meta

muse-spark-1.1 (17 runs)

no 100%

MiniMax

minimax/minimax-m2.7 (5 runs)

no 100%

minimax/minimax-m3 (17 runs)

no 100%

minimax/minimax-m2.1 (20 runs)

no 90%
hedge 10%

minimax/minimax-m2.5 (20 runs)

no 90%
hedge 10%

Mistral

mistralai/mistral-small-2603 (20 runs)

no 85%
yes 10%

mistralai/mistral-nemo (10 runs)

no 50%
yes 50%

mistralai/mistral-small-3.2-24b-instruct (17 runs)

no 100%

MoonshotAI

moonshotai/kimi-k2.5 (1 runs)

no 100%

moonshotai/kimi-k2.6 (1 runs)

no 100%

moonshotai/kimi-k2.7-code (15 runs)

no 100%

NVIDIA

nvidia/nemotron-3-ultra-550b-a55b (14 runs)

no 100%

OpenAI

openai/gpt-5.6-terra (5 runs)

no 60%
hedge 40%

openai/gpt-5.4-nano (5 runs)

no 60%
hedge 40%

openai/gpt-5.6-luna (14 runs)

no 78.6%
hedge 21.4%

openai/gpt-5.6-sol (3 runs)

no 100%

openai/gpt-5.4-mini (15 runs)

no 66.7%
hedge 33.3%

openai/gpt-5.4 (17 runs)

no 100%

openai/gpt-5.3-chat (16 runs)

no 100%

openai/gpt-4.1-mini (10 runs)

no 80%
hedge 20%

openai/gpt-5.5 (16 runs)

no 93.7%

openai/gpt-4o-mini (16 runs)

no 62.5%
hedge 37.5%

openai/gpt-oss-120b (16 runs)

no 68.7%
hedge 31.3%

Qwen

qwen/qwen3.7-max (3 runs)

no 100%

qwen/qwen3.6-max-preview (4 runs)

no 100%

qwen/qwen3.7-plus (7 runs)

no 100%

qwen/qwen3.6-27b (12 runs)

no 100%

qwen/qwen3.6-flash (16 runs)

no 93.7%

qwen/qwen3.6-plus (6 runs)

no 100%

qwen/qwen3.5-122b-a10b (5 runs)

no 100%

qwen/qwen3-235b-a22b-2507 (17 runs)

no 76.5%
hedge 23.5%

Tencent

tencent/hy3:free (16 runs)

no 93.7%

xAI

x-ai/grok-4.3 (5 runs)

no 100%

x-ai/grok-4.5 (14 runs)

no 100%

x-ai/grok-4.20 (17 runs)

no 100%

Xiaomi

xiaomi/mimo-v2.5-pro (2 runs)

no 100%

xiaomi/mimo-v2.5 (9 runs)

no 88.9%
hedge 11.1%

Z.ai

z-ai/glm-5 (1 runs)

no 100%

z-ai/glm-4.7 (2 runs)

no 100%

z-ai/glm-5.2 (11 runs)

no 100%